DO YOU TAKE MY INSURANCE?
Disrupt Physiotherapy is an out of network provider. This means we do not accept insurance for our services. We charge a flat rate for our sessions. If desired, we can provide a superbill that you may submit to your insurance in order to request reimbursement for out of network services. You also may use your HSA account in order to pay for services provided by Disrupt Physiotherapy.
WHY SHOULD I USE AN OUT-OF-NETWORK PROVIDER?
Due to the ever changing environment of healthcare, typical plans are shifting towards high deductibles with low reimbursement rates for providers. Because of this, healthcare providers are pushed into seeing a higher volume of patients in order to remain open, while patients are paying higher amounts to be seen. Additionally, insurance companies often impose visit limitations, or require authorizations in order to be seen. Being an out of network provider allows us to create a plan of care on our own terms, without the rules and regulations of insurance companies. We are also able to provide personalized, one on one care with each patient. We understand time is incredibly valuable, and with this model we are able to respect your time and focus on you.
ARE OUT OF NETWORK CLINICS CHEAPER THAN USING MY INSURANCE?
The best answer we can give to this question is “it depends”. Insurance plans vary from individual to individual, and ultimately you are responsible for knowing your insurance benefits. However, in many cases, the number of sessions required in an out of network setting are far fewer than in network clinics, primarily due to the improved quality of care we are able to give in one on one sessions. This means 3 sessions at $150 over the course of 6 weeks will ultimately cost less than two sessions a week for 6 weeks with a $100 copay or deductible.
DO I NEED A REFERRAL TO START PHYSICAL THERAPY WITH DISRUPT PHYSIOTHERAPY?
As of September 1, 2019, a referral is no longer needed to start physical therapy. You may receive physical therapy services for 10 business days. If therapy is needed beyond this point, a referral from a physician, chiropractor, or dentist is then required. If you do not have a physician, we can recommend a telehealth specialist or local physician to obtain a referral.
WHAT IS A WELLNESS SESSION?
Wellness sessions are sessions focusing on improving mobility, or improving movement patterns in an asymptomatic person. Wellness sessions may be right for you if you feel you are limited in mobility or would like "fine tuning" of a specific movement (for example, your ankles are tight and it is limiting you in a squat). A personalized mobility program consisting of 3-5 exercises will be given at the end of your mobility session. Wellness services do not require a referral for physical therapy.
WILL MY EXERCISES BE PROVIDED FOR ME TO PERFORM OUTSIDE OF THERAPY?
Yes. I will provide detailed instructions for exercises to be performed outside of therapy, including photos and videos based on personal preference. Performing exercises outside of your sessions is a crucial part in your success with therapy or mobility program.
HOW MUCH DOES EACH SESSION COST?
Each session is $135 for one hour, whether it be initial evaluation, treatment session, or wellness visit. Dry needling sessions are $45. Packages are available for treatment and wellness sessions upon request.
WHAT IS DRY NEEDLING?
Functional Dry Needling is a tool that may be used to provide quick and effective relief of pain, increased mobility, and improved performance. A thin monofilament needle is used (identical to acupuncture needle) based on your evaluation findings and treatment needs.